Articles About Travel

Why Bother with Travel Insurance if you're a Canadian Travelling Within Canada?

Whatever your politics, whatever your religion, and whether you?re wealthy or not so well off, we Canadians are indeed a blessed people when compared with most of the rest of the world. Anyone who doesn?t recognize this obviously hasn?t done much travelling outside of Canada, or simply has a very particular grievance of some sort against some aspect of Canada.

For the most part, Canada works, and from sea to shining sea, from our southern border to the icy north, we are collectively better off than most of the rest of the worlds population. You know this to be true if you?ve been outside of our borders for any length of time.

Physically, our great land is so varied, and so vast, that in fact it would be possible to spend every vacation right here in Canada, never leaving the country, and barely even scratch the surface of what there is to see and do, and still have a great vacation every time.

One of the things we can be most proud of is our health care system. Yes, it?s not perfect, but how many things are? And, fortunately, as a Canadian traveling within our own borders, our various Provincial and Territorial health care plans cover us for the most part, in the event of accident or tragedy that injures our health while travelling outside of the province or territory of our residence, but still within Canada.

However, it may interest you to know (especially if your next vacation is going to be within Canada), that there are gaps in the Provincial and Territorial Health Care Plans, that may leave you considerably out of pocket under certain conditions, and this is precisely why smart travellers opt to purchase travel insurance even when traveling within Canada.

Using the Ontario Health Insurance Plan (OHIP) as an example, an Ontario resident travelling to Alberta, who had an accident which resulted in chipped teeth, but did not require a hospital visit, would have to bear the full cost of repairing the damaged teeth themselves. This could add up to substantially more than the few dollars a day that it would typically cost to purchase travel insurance. There are many similar scenarios.

Although OHIP covers a wide range of medical services, it does not pay for services that are deemed not medically necessary, such as cosmetic surgery. It is unlikely that OHIP would pay the full cost of cosmetically restoring the disfigurement that many accidents cause.

Many other health care services are only partially covered, or may not be covered at all. Medical services such as Podiatrists and Osteopaths, chiropractors and physiotherapists, may or may not be covered depending on a variety of factors. Even ambulance services, prescribed medications and long-term care services may only be partially covered depending on the circumstances.

The facts are that OHIP is not unique in this regard. Each Province and Territory has it?s own rules and regulations, and it?s often quite a challenge to figure out exactly what they are.

This is one good reason that smart travellers within Canada arm themselves with Travel Insurance.

There are other reasons for purchasing travel insurance for travel within Canada, Some of these include:

Baggage Insurance ? What difference would it make if you were traveling from Vancouver to Halifax or from Toronto to Singapore if your baggage was lost or stolen? Baggage insurance would protect you either way.

Trip cancellation or trip interruption insurance ? Imagine that you?ve reserved expensive hotel rooms and other services for your vacation within Canada, and you are forced at the last minute to cancel or abandon your trip. You could be out of pocket a great deal of money. This kind of travel insurance could restore your out of pocket expenses.

Emergency Medical Insurance ? It would be comforting to know that if the unimaginable were to occur, and you were involved in an accident while on vacation, that you and/or your family members/fellow travelers would not have to worry about the costs of prescription drugs from pharmacies, home care services, ambulance services, long-term care services, dental and cosmetic surgery if needed, and other health care services that may be needed or desired. ? Especially when this kind of coverage can be as little as a couple of dollars daily.

For the few extra dollars per day that it costs, travel insurance is easy to obtain, and buys enormous peace of mind while on your trip.

Remember, in the event of tragedy, you will ?submit for consideration? the costs associated with your treatment to your particular Provincial or Territorial Health Ministry. They will decide the extent of your re-imbursement.

Given how inexpensive these kinds of insurance can be, do you still want to ?not bother? with travel insurance when travelling within Canada?

The information collected and compiled here is for general reference only. Always speak with a licensed insurance representative to answer your specific questions.

Kade Philips is a contributing writer at kanetix.ca, serving free travel insurance quotes. For the Travel Insurance you need, visit kanetix for Free Quotes.

Other Article Sites

findabook.com  moneycd.info  a-mortgage.info   about-lemon-laws.info  aboutstudentloans.info
all-about-publishing.info  auctions-articles.info  bestcollege-university.com  bestispconnection.com
biblefolder.com  blogger-website.com  books-used.info  brokers-guide.info  buywindows.info  cable-dsl.info
career-miner.com  carpel-tunnel.info  cashinaflash.info  cashloanreviews.info  casinobell.com  chat-house.info
clearmycredit.info  collegeloantips.info  crones.info  depression-articles.info   dirnic.net  dishguides.info
divers-below.com  expodog.info   financewizz.com  fire-insurance.info  getgood.info  handleit.net   it-idea.info
health-supplies.info  hosting-right.com  insidealert.com  insurance-facts.info  jobs-employment.info
justgood.info  lookgold.net   lowcost-travel.info  money-source.info  myhostzone.info  numisblog.com
peoplesearchfinder.info  pr-articles.info  realeas.com   refinancing-guides.info  spyware-remove.info
telelot.info  the-law.info   toppaid.info  travel-deals.info  travelcorrect.com  wedding-guide-site.com
your-blog.info  your-credit.info

MORE ARTICLES:

Purchasing Travel Insurance ? How Much Is Enough?
Whenever traveling, you want to be sure you are properly insured for a number of emergency medical conditions that could occur. This includes pre-existing medical conditions that could require immediate medical attention, unforeseen conditions that may occur, and accidents. When purchasing travel insurance you want to be sure there is a balance between how much is too much, and how much is enough.

Hinsdale Cellars Introduces Inspired Travel to Tuscany in 2008
Inspired Travel's inaugural destination is Tuscany in central Italy, where the nation's winemaking heritage is sustained by an emerging generation of visionary vintners. Recent vintages produced across Tuscany are the talk of wine and culinary connoisseurs. Tuscany is the ideal showcase for Inspired Travel, which specializes in small group experiences, private tours and custom dining.

Keep An Eye On The Currency Exchange Market And Save Money When You Travel
Monitoring the currency exchange rate is very important if you?re planning to go on a vacation and would like to stay within your set budget and save money. Let us understand what exactly currency exchange rate means. In general, depending on the US dollar, most of the other currencies are calculated in value and are either more or less than the value of the US dollar. For example, a Canadian dollar would be worth around 85 percent of the US dollar. Similarly, the British Pound is worth two US dollars. However, owing to the fluctuating market conditions, one day the British Pound could be worth two dollars while on the next, it could be worth more than two dollars.

Booking A Ticket From Certified Travel Agent
As a rule, booking a ticket from a certified travel agent is more expensive than booking tickets and travel accommodations directly with companies offering these services However, a travel agent can help you deal with issues that you will most likely not foresee

Travel In A Healthier Environment With A Portable Air Purifier
Clean air is a luxury that many of us take for granted in our daily lives, while much of the world lives under dense smog or other forms of air pollution. The atmosphere is filled with toxic materials and gases that we cannot see, yet they are all around us still. Trying to ensure a healthy breathing environment within our homes can be a great task as well, and buying the right kind of air purifier can be a very important and beneficial factor. Yet, what about when someone travels extensively? Is there a way to receive quality, clean air no matter where you are? With a portable air purifier, clean air is always readily available to you, no matter what environmental conditions in which you may find yourself.

The simple truth concerning Travel Insurance - 1 of 4
We should not judge our travel safety by how close we are to home base, there are bound to be uncertainties about the journey. The best protection before embarking on such travel is to buy travel insurance. When you take the time to purchase such insurance covering, all of your needs during your travel will be adequately taken care of, until you get back home. Even if you are traveling domestically, there's the possibility of meeting with some mishap along the way. It's also important to note that one can encounter big financial problem along the way. With the right travel insurance, you have nothing to fear about accidents, financial loss or any such problem.

Travel Journals
Are you off to a vacation adventure this summer? Have you ever kept a travel journal or diary?A travel journal is where you write about your personal, family and/or business travels. It can be a separate journal where you record your experiences, details, and even your feelings about your travels, creating a written record of each trip.

Club ABC Tours' "Fall In Love with Italy Now" Vacation Packages Feature Air/Land Fall Travel Values
Club ABC Tours, one of the largest private travel clubs in the country, introduces its "Fall In Love with Italy Now" vacation packages featuring well-priced fall travel packages to destinations throughout Italy. Among these vacation packages are a 9-day "Splendors of Sicily" package, an 8-day "Roman Countryside" package, and a 9-day "Bologna & Tuscany" package. Prices start at $1499 for all three vacation packages and include airfare on Eurofly, hotel accommodations and round-trip airport to hotel transfers.

What You Don't Know About Travel Insurance - Squaremouth Answers Some Nagging Questions
What you don't know about travel insurance! Squaremouth answers some nagging questions.

Marriott's Global Summer of Savings - Book Now on Marriott.com for Amazing Travel Deals
This summer, Marriott International, Inc. is offering guests the opportunity to take advantage of special travel deals in select destinations around the globe.

Lighten Your Load And Travel Light
Every day you come home from work with shoulder aches and pains from toting your laptop, which you don't open, anyway. The thought that you might just need it badgers you when you start for the door. Is there an end in sight for this problem?

Travel Recommendations For Northern India In Winter
The geographical position and unusual topography of India is responsible for the country's diverse climate. If you have plans of visiting northern India, you can expect the climate to be hotter during the summer and cooler in winter. Before going there, you have to consider these travel recommendations for northern India in winter.

Social-Networking and Travel Blog Site TravBuddy.com Partners with HotelsCombined.com for Hotel Search
TravBuddy.com, a social-networking site for travelers and hotel-meta search engine HotelsCombined.com, today announced a partnership to launch a new hotel search service for the rapidly growing Travbuddy.com website. TravBuddy successfully integrates a hotel search engine using HotelsCombined's API.

Travel To Orlando: Worlds Beyond Walt?s Wildest Wishes
Today?s Orlando conjures images of fabled societies and a well known 2-dimensional mouse; however, the low-lying city near Florida?s Atlantic Coast has done much more to diversify its image since its backwater orange growing days. ?Worlds? and ?Lands? of the extreme and ultimate fictional reality are interlaced with Florida?s booming tech-science industry and a handful of significant cultural points of interest. Most attractions are not located in Orlando?s central metropolitan area and it is therefore advisable and in most cases necessary to rent a car during your stay.